Are
women renting vans much in 2011?
In the same month that the European Court of Justice is to ban the use of gender
in insurance policies from December 2012 in UK and following on from the Davies
Report on inequality in the boardroom in the UK, men are still the main renters
of vans.
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Just over a year ago
www.insurance4vanrental.com was
launched to advertise van
hire excess insurance products. In February 2011 out of sixteen sales
that was generated only one was for a woman. This has been a typical percentage
for the past twelve months.
This is probably true due to the fact that the majority of vans are driven by
men, however do women ever hire them on their own? Probably not that often compared
to the thousands of cars they rent each year.
Whenever
you drive on the UK's motorways, you don't actually see too many female van drivers.
Looking
at sales of car hire excess insurance, the majority of people buying this appear
to come under the "male" category. Is this because there are more male business
people travelling and hiring a car, or do these come from the holidays and breaks
that people take and the "male" in the household makes the booking and rents and
drive when on holidays?
Ten
years ago we rented a van to drive to France to take furniture and equipment to
our holiday home. The rental agreement was in my name, but my wife and son were
insured to drive the van and shared the driving. Would this also be typical of
someone renting a van in Birmingham to move house or go to IKEA to buy a quantity
of furniture?
I
have found that some car hire excess companies cover all the drivers who are renting
the vehicle insurance, however the "lead driver" is often male.
When
you take out car
hire (van
hire or motorhome
hire) excess
insurance there is no difference in costs for a man or women. Drivers
over the age of 75 (to around 85) will have to pay more and this is of course
different to the "Gender issue" for car insurance in the UK..
Will
there be much change in the year ahead on the van hire excess insurance sales
in the next twelve months? I doubt it.
It
is most important however if you rent a van that you take out the approriate van
hire excess insurance and buying on line from an independent van hire excess insurance
company will usually cost you a lot less than by buying it from the van hire company
itself.
©Philip
Suter of jml Property Services - March 2011
N.B.
This information should not be relied on for accuracy and is presented here without
the responsibility of jml Property Service and the website it is being displayed
at. jml property Services 03-11
See
also
Five
important points to remember when you hire a car, van or motorhome
For
Car Rental / Car Hire & Car hire excess insurance- in Ireland CLICK
HERE
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